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Small Business Insight

How to Attract Investors for Your Business

Seeking business investment is an exciting – and potentially nerve-wracking – stage of development. You have to convince outside parties to put money and expertise into your endeavor. In return, you get a financial boost and the added motivation to grow your company.

There are ways you can make this process easier. Be prepared and do your research before those important meetings. Don't forget to review all of your financial options in addition to investment, so you can make a sound choice.

Who is VMS? What Can We Do For Your Business Today?

When it comes to running a business, the main elements business owners focus on are providing services to their customers, clients and employees to provide the necessary services needed. If your new or growing business never thought about the need for electronic payments, credit card processing or other mobile payment solutions, website or logo creation, that is where VMS comes in.

The Importance of Credit Reports

If you want to borrow money to buy property or supplies, your credit report matters. Credit reports are reports that provide a detailed history of an individual's borrowing and payment patterns. Lenders use this report to assess a consumer's ability to repay loans. Credit reports also help lenders determine the appropriate loan terms to grant potential borrowers. Thus, it's critical for individuals to monitor their credit reports. But even as a business owner, it's important to watch your credit. Here's why:

EBT – Why You Should Take It

Each year, the United States government issues nearly $100 billion to EBT programs like the Supplemental Nutrition Assistance Program (SNAP). EBT makes it easy and secure for beneficiaries to purchase essential goods, including food and garden supplies. On average, SNAP beneficiaries receive $126 per month.

If your business doesn't accept EBT, then you're potentially losing thousands of dollars in revenue every month. Learn how to start taking EBT so you can grow your customer base and increase your profits.

Inside Sales Call Centers

Although businesses currently thrive in a highly digital world, many customers still prefer to pick up the phone when they're in need of assistance.

Call centers provide a level of support that email and live chat cannot always achieve, which is why many call centers are still going strong -- especially when it comes to sales.

Are You PCI Compliant?

Payment Card Industry Compliance, or PCI compliance, is vitally important to anyone accepting payment through credit card, in order to avoid fines and protect customers. The PCI security standards council (PCI SSC) was set up to ensure that all customers' data is stored properly and encrypted to protect the integrity of your business, and the safety of your customers.

The VMS Solution to Working Capital

Also known as net capital, in short, working capital is a term used to denote all the money a given company has at its disposal, as a means of covering expenses. A sum that is reached by taking the sum of the difference of a company's current assets and liabilities, working capital can be used in order to restock inventories, pay short-term debts and much more.

The Three Most Commonly Used Credit Cards

 
Do you love to travel? Do you carry a huge balance? Do you enjoy earning cash back on everything you purchase? There's a credit card for that. Actually, many, many, many of them. If you have a mailing address, you're well aware that you have options galore when choosing the right credit card for you. Out of all the credit cards out there, here are the three most commonly used credit cards in the United States, based on consumers' search patterns and the number of applications.

Does Your POS Make You Money? It Should!

As a retailer, you probably know what a point of sale (POS) system is. It's a compact set of equipment with a computer, monitor, scanner, compartment for cash, printer and credit card reader.

Now, you might think POS systems are only for handling money. But the truth is that these products can also make money. How is that possible?

Well, just consider what Clover's POS could do for you.

Credit Card Fees- How to Spot a Good Deal


Navigating the confusing world of merchant accounts can be stressful and difficult if you don't know exactly what you need and don't fully understand the terminology utilized by merchant account companies. Merchant account pricing schemes, along with the various credit card fees associated with merchant accounts, can be complicated.

Being aware of the different credit card fees, as well as the types of pricing schemes offered, can enable you to better spot a good deal and choose the merchant account provider that is right for your business.