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Small Business Insight

Jay David Parkin

Recent Posts

8 Tips for Creative People who Want to Start a Business

If you have a creative mind, starting a small business might seem like an excellent idea. Creative people have the ability to build amazing inventions or modify existing ideas to meet consumers' needs and desires. Working for yourself is an awesome feeling that every creative person craves. However, creative types tend to struggle with certain components of business like accounting, finance and sales. These individuals also tend to find that they do not excel in business negotiations with suppliers, merchants, and potential partners. Let's take a look at how a creative person should embark on his small business venture.

Merchant Services: 10 Things To Ask Yourself When Shopping Around

Oct 30, 2015 | ArticlesBusiness Insight

Let’s face it, no one enjoys shopping for a new credit card processor or merchant services provider. All the rates, the fees, the equipment, the “we’re better than the other guys” can get frustrating rather quickly

It’s overwhelming, it’s confusing, it takes time that you may not have, and it’s another expense that is part of running a company. On top of all of this, you may be getting 15-20 calls per week about accepting credit cards at your business by 15-20 different agents or sales offices telling you why you should choose their products or services.

Is a Smart POS Solution Right For You? [FREE eBook Download]

Oct 09, 2015 | Business Insight

“Do I need a credit card terminal, tablet POS or a full-blown POS System?”

That is a great question!

Businesses come in many different shapes and sizes; so does the payment processing equipment that they use. Getting set up with the right credit card terminal or POS solutions for your business can be a real pain in the neck, and because of that, we wanted to provide you with a “Buyer’s Guide to Smart Point of Sale Systems”.

The Merchant Account Application Explained [infographic]

Sep 11, 2015 | ArticlesBusiness Insight

So you want to take credit cards at your business or you already accept them but you are looking to switch processors. That means you need to apply for a merchant account to do so. Before you jump into an agreement, though, it's good to know a little bit about the application and the process.

A lot of small business owners have applied for a merchant account before, but what goes on behind the curtain? It’s a bit complicated, so we created this post (and attached infographic) spell it out for you.

The 9 Fastest Ways to Lose Your EBT License (And Worse)

Aug 25, 2015 | ArticlesBusiness Insight

Almost every merchant that sells food knows that accepting SNAP benefits can be a huge boost to business, especially in lower-income areas where benefits are common. According to the Department of Agriculture - Food and Nutrition Service (FNS), the total annual cost of the food stamp program is $69.8 billion. That’s a staggering amount. Even more, 46,670,373 people received SNAP benefits in 2014, with an average monthly benefit of $133.85. That’s about 14% of the population who are on food stamps. Whether you support the program or not, what business owner wouldn’t want a piece of that pie?

What is a 1099-K, and How Does It Affect My Business?

Aug 07, 2015 | ArticlesBusiness Insight

Do you take credit cards at your business or run an online store? Chances are, you’ll be receiving a 1099-K form for your tax reporting.

What is it? What do you do with it? What are the important things to keep in mind? All of these questions will be answered in this post.